What type of insurance policy is issued to cover private houses under a fire policy?

Prepare for the IC Non-Life Insurance Agent Exam. Study with flashcards and multiple choice questions, each question includes hints and explanations. Ensure your success on the test!

The insurance policy that is specifically issued to cover private houses under a fire policy is comprehensive insurance. This type of policy provides a broad range of coverage that typically includes protection against various risks, such as fire damage, which is crucial for homeowners looking to safeguard their property.

Comprehensive insurance goes beyond basic coverage by often including additional protections against perils like theft, vandalism, and certain natural disasters, making it an ideal choice for homeowners. This aligns with the needs of private house owners who want a robust form of insurance to ensure their property is adequately protected from various hazards.

Other types of insurance mentioned are not related to covering private residences for fire damage. Liability insurance primarily covers claims related to injuries or damages caused to others, auto insurance focuses on vehicles, and travel insurance is designed to cover risks associated with travel, such as trip cancellations or lost luggage. Therefore, comprehensive insurance stands out as the best fit for homeowners looking for fire policy coverage.

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