What type of insurance policy covers damages resulting from negligence, among other perils?

The correct answer is liability insurance, which specifically covers damages that arise from negligence. This type of insurance is designed to protect individuals and businesses from legal liabilities that may occur due to the actions or inactions of the insured, resulting in injury to other people or damage to their property.

Liability insurance encompasses various situations, such as bodily injury claims, personal injury claims, and property damage claims that may arise from negligence. For example, if a business fails to maintain safe premises and a customer is injured as a result, liability insurance would cover the claims made against the business for those injuries.

In contrast, health insurance focuses on covering medical expenses, property insurance protects physical assets against damage or loss due to events like fire or theft, and casualty insurance broadly includes a variety of coverages but is more about offering protection against risks associated with property loss and liability. Thus, when specifically asked about coverage for damages arising from negligence, liability insurance is the most appropriate type.