Which provision states that for a cancellation notice from the insurer to be effective, it cannot solely be a verbal communication?

The provision that indicates a cancellation notice from the insurer must not be solely communicated verbally, thus requiring written documentation for it to be deemed effective, aligns with the concept of clarity and record-keeping in insurance practices. This provision emphasizes the importance of formal documentation when it comes to notifying policyholders about the cancellation of their insurance coverage.

Ensuring that cancellation notices are in writing helps to prevent misunderstandings or disputes regarding the cancellation and confirms that the policyholder has received and acknowledged the notification, as recorded in the insurer's files. Furthermore, having a written notice provides a clear reference point for both the insurer and the insured, which is essential in maintaining legal compliance and transparency in insurance transactions.

In contrast, the other provisions do not specifically address the nature of the communication required for cancellation notices. While some of those options may relate to the broader topic of cancellation processes or obligations, the central focus of effectiveness based specifically on the requirement for written notice is captured in the provision regarding cancellation notice effectiveness.